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San Francisco Marin Medical Society Blog

Covered California Enrollment Launch



Widespread Participation Will Help Lower Costs and Improve Health Across the State

Beginning today, Californians have the opportunity to purchase health coverage through the state’s new health insurance exchange, Covered California. People without employer or government health coverage will have access to a wide range of health plan options and may qualify for financial support to help to purchase coverage.

Covered California enrollment is available for a limited time. People, who miss the open enrollment period, ending in March 2014, will be locked out of coverage until the following year.

12 regional and statewide health plans will be participating in Covered California, providing Californians with a diverse selection of plans from which to choose.

The new plans will go into effect on January 1, 2014, and will offer lower out-of-pocket expenses for deductibles and co-pays. Pre-existing conditions will no longer be taken into consideration, lifetime limits are eliminated and subsidies will be available for individuals earning up to $46,000 and for families with incomes of up to $94,200.

The subsidies will allow many moderate- and low-income Californians to pay less for coverage than they did before the ACA, while enjoying more comprehensive benefits. Those with higher incomes, who do not qualify for the subsidies, could see their premiums rise because the benefits will be more comprehensive and co-payments will be limited.

Click here for more information on Covered California.



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